22 Jun 2017
Stay Healthy & Save on Life Insurance When You Avoid These Foods

Stay Healthy and Save on Your Life Insurance When You Avoid These Foods

Avoid eating these foods to keep your blood pressure under control so you can save on insurance.

When it comes to protecting your family, it’s important that you invest in the right security. Life insurance is a vital component in your financial planning. If something should happen to you, life insurance gives your loved ones the resources that they need to get back on their feet. However, your life insurance rates are determined based on your health. The healthier you are, the lower your rates. Help to keep your health in check, especially when it comes to your blood pressure, so that you can save on your insurance. Check out these foods to avoid so that you can keep your heart healthy and so that you can save on your life insurance coverage.

Foods to Eat in Moderation:

When you eat foods that are high in salt, sugar, and fat, you increase the risk of all sorts of diseases. Since your blood pressure is used as a measure of health when purchasing life insurance, ensure that you keep your blood pressure under control. The average blood pressure is 120/80. However, often your insurance carrier gives you a little wiggle room. Eat plenty of fruits and vegetables, and check out these foods to avoid to keep your heart and blood pressure healthy.  

  • Processed Food. Foods that come prepackaged require lots of sodium to help preserve the food. Eating such foods increases your sodium intake, which in turn can raise your blood pressure.
  • Fast Food. A trip to your local drive-through may be costing you money in the long run. Full of sodium and fat, fast foods are not great for your heart. In fact, they may increase your blood pressure.

 

Ensure that you help to protect your health so that you can save on your life insurance premiums. Invest in the right coverage so that you’re well protected. Contact the insurance professionals at Moser Group Inc. Located in New York, our experienced, knowledgeable staff will help you meet all your personal and commercial needs.

15 Jun 2017
Celebrate Father’s Day with These Ideas

Celebrate Father’s Day with These Ideas to Help You Shower Your Dad with Love and Appreciation

Check out these tips to help you celebrate Father’s Day.

Father’s Day is here and it’s time to celebrate your dad. Your dad has always been there for you. Show your dad how much you love and appreciate him for Father’s Day. Check out these celebration ideas to help you plan the perfect Father’s Day.

Explore the Great Outdoors

When it comes to celebrating Father’s Day, spend the day together exploring nature. Whether you go for a hike, spend the day kayaking, or take your mountain bikes out for a ride, there are lots of ways to spend time outdoors with your dad. It’s a great way to bond and make new memories.

Schedule a Spa Day

Your dad works hard. Treat your dad to a little rest and relaxation by sending him to a spa for a massage. It’s a great way to help him unwind and relax.

Have a Barbecue

Make celebrating Father’s Day easy by sharing a meal together in the comfort of your own home. Invite the whole family over for a backyard barbecue. Fire up the grill and whip up some of your dad’s favorites so that you can enjoy Father’s Day together as a family.

When it comes to celebrating your dad, ensure that you plan the perfect Father’s Day. Celebrate your father and give him the gift of peace of mind. Invest in the right insurance policies so that you can rest easy knowing that you’re safe and secure. Contact the insurance professionals at Moser Group Inc. Located in New York, our experienced, knowledgeable staff will help you meet all your personal and commercial needs.

08 Jun 2017
Protect Your Home While You’re Away with These Home Safety Tips

Learn How to Protect Your Home While You’re Away with These Home Safety Tips

Find out what you need to know about protecting your home while you’re on vacation.

Summer is here and it’s time for vacations. Whether you’re traveling domestically or internationally, there’s a lot to do to prepare for your vacation. But, before you get too caught up in all your travel plans, it’s important to think about your home. Leaving your home unattended increases your risk of a break-in. Help to lessen your risk with these home security tips to protect your house while you’re on vacation.

Be Neighborly

When you’re out of town, it doesn’t hurt to have an extra set of eyes to look out for anything suspicious. Befriend your neighbors and keep any eye out for each other. When going out of town, let a trusted neighbor know so that they can watch over your home.

Hold the Mail

A mailbox full of mail and a driveway full of papers is a signal to burglars that you’re away on vacation. Help to reduce your risk as a target for a break-in while you’re in vacation by placing a hold on your mail and newspaper. That way you can relax knowing that your mail is safe and that your home is secure.

Lock Up

Before you leave on vacation, double check to ensure that all your appliances are turned off and that all your doors and windows are locked. That way you can lower you risk of a disaster while you’re away.

When it comes to your home, it’s important that you have the tools that you need to keep it safe. Use these home security tips and invest in the right homeowners insurance. Contact the insurance professionals at Moser Group Inc. Located in New York, our experienced, knowledgeable staff will help you meet all your personal and commercial needs.

25 May 2017
What to Know About Life Insurance for Millennials with These Tips

Find Out What You Need to Know About Life Insurance for Millennials with These Tips

Check out these life insurance tips for millennials to best plan for the future.

Good money management is a must, especially for millennials who are just starting out. From savings to investments to retirement funds, it’s important that you think about your financial future. However, it’s also important that you have the tools that you need to protect your loved ones. That’s where life insurance comes in. As a millennial, you often don’t think about life insurance, however, it’s an important step in your financial planning. Check out what you need to know about life insurance for millennials with these tips.

Protecting Your Family.

Whether you’ve just gotten married or you’re expecting a baby, it’s important that you take good care of your family. While you’re young and healthy, life is unpredictable. If the unthinkable should happen to you, your family needs the right resources to get back on their feet. Life insurance provides the necessary coverage for your family. If you have any dependents, it’s important that you invest in the right coverage so that you can rest easy knowing that your loved ones are well cared for.

Protecting Your Business.

As a millennial, your career is important to you. If you own your own business, it’s important that you take good care of it. If something should happen to you, all your hard work is at risk. Help to keep your business up and running with the right life insurance. That way your business partners have the financial resources that they need to keep your business afloat after a loss. It’s an investment in protecting the future of your company.

When it comes to planning for your future, ensure that you consider all your options. Find out why life insurance is a must when protecting your family. Ensure that you invest in the right life insurance for your needs. Contact the insurance professionals at Moser Group Inc. Located in New York, our experienced, knowledgeable staff will help you meet all your personal and commercial needs.

18 May 2017
How Business Interruption Insurance Provides the Right Coverage

Learn How Business Interruption Insurance Provides You with the Right Coverage

What to know about how business interruption insurance gives you the coverage that you need.

When it comes to protecting your business, it’s important that you’re well-prepared. When disaster strikes, your business could be left with costly damage that can temporarily impact your ability to function. Such a business interruption requires the necessary insurance coverage to help you get back on your feet. Find out what you need to know about business interruption insurance so that you can keep your company as secure as possible.

About Business Interruption Insurance Coverage.

When your business is forced to close its doors temporarily due to a disaster, business interruption coverage helps to get you back on your feet. Such coverage provides you with the financial resources to cover your expenses like rent, utilities, and employee salaries, lost revenue, and temporary operating costs if you’re forced to relocate for a little while. It’s a necessary safeguard to help protect your business from ruin.

Choosing the Right Business Interruption Coverage.

When it comes to investing in the right business interruption policy, it’s important to be aware that this policy does not exist as a stand-alone policy. Instead, it’s offered as supplemental coverage to other commercial insurance. Usually, when adding business interruption coverage, it’s added to a commercial property insurance or business owners policy. These types of policies give you general protection for your business that can then be customized by adding on additional endorsements. That way you ensure that you have adequate protection for your business to stay afloat after a disaster.

Be ready for disaster with the right insurance coverage. Protect your company with the right business interruption insurance. Contact the insurance professionals at Moser Group Inc. Located in New York, our experienced, knowledgeable staff will help you meet all your personal and commercial needs.

11 May 2017
What to Know About Reviewing Your Homeowners Insurance Coverage

Find Out What You Need to Know About Reviewing Your Homeowners Insurance Coverage

Learn about reviewing your homeowners insurance coverage so that you’re best insured.

Investing in the right homeowners insurance is a must when protecting your home. It gives you the necessary protection to protect your home from disaster. Whether it’s a home burglary or house fire, your coverage helps to get your home back in order. However, your coverage needs don’t remain constant. As your life changes, so do your coverage needs. It’s important that you review your policy at least once a year. Find out what you need to know about reviewing your homeowners insurance coverage.

Structural Coverage.

When it comes to ensuring that you have enough insurance coverage, it’s important that you have enough to rebuild your home from the ground up. Pay attention to your coverage limits so that you’re not left with any coverage gaps. Additionally, it’s a good idea to notify your insurance agent of any home remodeling so that your coverage can reflect the new rebuilding costs and you’re not left with inadequate coverage.

Personal Property Coverage.

Your homeowners insurance gives you coverage for your personal property. However, it’s important that you properly insure your most prized possessions. Start your review by taking a home inventory. Document all your household items and make a list of their values. Ensure that you take plenty of photos and keep any receipt and appraisals safe. If you’ve purchased anything of value over the past year, add it to your inventory and increase your insurance limits. That way you’re best able to protect your property in the event of a disaster.

When it comes to your homeowners insurance, ensure that you review your policy annually. That way you get the best coverage for your needs. Contact the insurance professionals at Moser Group Inc. Located in New York, our experienced, knowledgeable staff will help you meet all your personal and commercial needs.

04 May 2017
Avoid These Common Causes of Car Accidents with These Tips

Stay Safe on the Road and Avoid These Common Causes of Car Accidents with These Tips

Learn about these common causes of car accidents so that you’re best able to prevent them.

Driving is dangerous. Operating heavy machinery at high speeds has the potential to cause serious damage. Car accidents are a serious threat to your safety on the road. Safe driving can help to minimize your risk of an accident. Ensure that you’re well-protected on the road with the right auto insurance coverage. Learn about these common causes of car accidents so that you’re best able to avoid them.

Speeding.

Speed limits are posted for a reason. Speeding is one of the top causes of traffic accidents. Reduce your risk of a traffic accident when you match the speed limit. Leave early so that you can avoid rushing to your destination and so you can drive safely.

Distracted Driving.

From drinking a cup of coffee while sitting in traffic to sending a quick text, when you engage in other activities while behind the wheel, you significantly increase your risk of an accident. In fact, distracted driving accounts for the highest number traffic accidents. Minimize your risk by keeping distractions to a minimum. Put your phone away, turn down the radio, and focus on driving safely.

Tailgating.

It’s important to leave plenty of room between your car and the car in front of you. Tailgating accounts for lots of accidents on the road. Ensure that you stay safe on the road when you avoid tailgating. That way you’re better able to react to threats on the road.

When it comes to your safety on the road, ensure that you practice good driving habits. Ensure that you’re secure with the right auto insurance coverage. Contact the insurance professionals at Moser Group Inc. Located in New York, our experienced, knowledgeable staff will help you meet all your personal and commercial needs.

27 Apr 2017
Get Commercial Coverage for Your Business Size with These Tips

Get the Right Commercial Coverage for Your Business Size with These Tips

Find out what sort of coverage you need for your business size.

When it comes to your business, it’s important that you have the right insurance coverage. However, the coverage that you need for your business depends on your business size. The larger your business, the more coverage you need. Find out what you need to know about choosing the right amount of insurance coverage for your business size.

Home Business.

When it comes to your home business, it’s important that you have the right insurance coverage. While many home business owners assume that they’re covered under their homeowners insurance policy, it’s often not the case. Business conducted in your home requires a separate home business policy or a supplement to your homeowners insurance. Without the right coverage, you could be paying for damages out of pocket. Ensure that you get the right coverage so that you’re well protected.

Small Business.

As a small business with 50 or fewer employees, it’s important that you take care to protect yourself from common threats like property loss or lawsuits. A BOP (business owners policy) helps to give you baseline commercial property and liability coverage to protect your business. However, it’s a good idea to evaluate all your business risks, especially when they’re specific to your industry. That way you can customize your insurance coverage to best protect your business.

Larger Business. 

The larger your business, the greater the risk. Ensure that your business is well protected with the right policies and the right coverage limits. Evaluate your risks so that you’re better able to match your coverage to your needs.

Keeping your business well protected is a top priority. Invest in the right commercial insurance coverage for your business size. Contact the insurance professionals at Moser Group Inc. Located in New York, our experienced, knowledgeable staff will help you meet all your personal and commercial needs.

20 Apr 2017
Your Spring Cleaning Checklist to Keep Your Home in Great Shape

Your Spring Cleaning Checklist to Keep Your Home in Great Shape

Tidy up your home in time for spring with this cleaning checklist.

Spring is here, and it’s time to tidy up your home. From getting organized to sanitizing your living space to inspecting your household appliances, there’s lots to do to keep your home tidy and in great shape. Use this spring cleaning checklist so that you get your home ready for the new season. Here’s what you need to know.

Clean and Inspect Appliances.

When it comes to keeping your home clean and well maintained, it’s important that you pay close attention to your home appliances. From inspecting the water line to your washing machine to cleaning your refrigerator coils, take the time to clean and inspect all your home appliances. That way you can extend the life of your appliances while keeping your home looking it’s best.

Tidy Up the Kitchen.

You spend lots of time in your kitchen, but when was the last time you cleaned out your cabinets. Go through your pantry and your refrigerator, and toss any old or expired foods. Next, sanitize shelves so that you can keep your kitchen as clean as possible. Just remember to dry kitchen surfaces thoroughly.

Clean Carpets.

While vacuuming helps to keep your carpets clean, their fibers are magnets for dirt. Give your carpets a deep cleaning at least twice a year. Rent the necessary carpet shampooing machine and wash all your carpets thoroughly.

Wash the Baseboards.

Your walls don’t get the attention that they need when it comes to cleaning your home. Ensure that you wipe down your walls and baseboards when you start on your spring cleaning. That way you can reduce the amount of dust in your home.

Learn how to keep your home in great shape with this spring cleaning checklist. Protect your home from danger with the right homeowners insurance. Contact the insurance professionals at Moser Group Inc. Located in New York, our experienced, knowledgeable staff will help you meet all your personal and commercial needs.

13 Apr 2017
All About Life Insurance so You Can Keep Your Family Secure

Find Out All About Life Insurance so You Can Keep Your Family Secure

Learn about the life insurance basics so that you can best protect your family.

When it comes to protecting your family from disaster, it’s important that you have the tools that you need to keep them safe. Should something happen to you, you need to know that your family has the monetary resources that they need. Life insurance helps to assist in your family’s financial planning. However, life insurance is a complex investment. Find out what you need to know about the life insurance basics with these tips.

Types of Life Insurance.

When it comes to choosing the right life insurance policy, it’s important to explore your options. There are two main options when it comes to choosing a policy: term and whole. A term policy offers coverage for a set period of time whereas a whole insurance policy gives lifetime coverage and builds cash value. However, term policies tend to be more affordable while whole policies tend to be more expensive.

Coverage Limits.

When it comes to choosing a policy, it’s important that you determine how much coverage that you’ll need. Start by determining how your family will use the policy benefits. Whether it’s to supplement lost income or pay for funeral costs, calculate how much you need. Start by looking at your income and savings and comparing it to your expenditures and debts. Then you can better calculate how much coverage you need for your family.

Why Buy Life Insurance.

Life insurance is an important part of your family’s financial planning. It helps to give your family the protection that they need and give you peace of mind.

Find out what you need to know about the life insurance basics so that you stay well protected. Get the right life insurance coverage for your family. Contact the insurance professionals at Moser Group Inc. Located in New York, our experienced, knowledgeable staff will help you meet all your personal and commercial needs.