Category: LIfestyle

26 May 2016
Grilling Safety Tips For Your Memorial Day Barbecue

Having a Memorial Day Barbecue? Stay Safe with These Grilling Safety Tips

Here are some grilling safety tips so that you can enjoy your Memorial Day barbecue!

Memorial Day is coming up. Enjoy the long weekend with a festive barbecue. But, before you start grilling, brush up on your grilling safety. Barbecues can be extremely dangerous. In fact, they account for thousands of insurance every year. Stay safe and find out how to avoid any grilling accidents.

  • Don’t grill indoors. Barbecues can release toxic chemical gases into the air. When you grill indoors or in poorly ventilated spaces, you increase your risk of disaster. Avoid carbon monoxide poisoning and always grill outside.
  • Keep the barbecue away from anything flammable. Your home, your patio furniture, your garage, and your vegetation are all flammable materials. Move your barbecue so that it’s at least ten feet away from flammable items.
  • Grease is not your friend. When you grill meat on a barbecue, it drips fat and grease which builds up and can lead to a fire. Don’t put too many items on the grill and clean the grill before and after each use to reduce your risk of starting a grease fire.
  • Stay near the barbecue while it’s in use. Leaving the grill unattended is extremely dangerous. It only takes a few seconds for a fire to break out. And it’s important to keep curious kids and pets away from the barbecue.
  • Keep a fire extinguisher handy. If the flames do get out of hand, a fire extinguish can be a big help. However, at the first sight of flames, call the fire department and safely evacuate the area to prevent any injuries.

Keep your backyard barbecue safe from any grilling disasters. For added peace of mind, protect your home from fire damage with homeowners insurance. Contact the insurance professionals at Moser Group Inc. Located in New York, our experienced, knowledgeable staff help you meet all your personal and commercial insurance needs.

05 May 2016
How to Use Your Tax Refund Effectively & Wisely

Don’t Know How to Spend Your Tax Refund? Learn How to Use it Wisely

Check out these suggestions on how to use your tax refund.

The April tax season is over! You can rest easy knowing that you’re free from W-2s and 1099s for another year. Best of all, your tax refunds should be on their way. If you still haven’t decided how to use your extra cash, we have you covered. Check out these smart ways to use your tax refund.

Pay Off Your Debts.

From credit card bills to mortgage payments, you likely have a few payments to catch up on. Alleviate some of your debts and use your tax refund to pay off a bill or two. It’s a great way to use your extra money wisely.

Save it for a Rainy Day.

You never know what the future holds. Unforeseen expenses can be stressful, but having a savings account with emergency cash can be a lifesaver. Put your tax refund into a savings account and start saving. You’ll feel good knowing that you have something to fall back on if you need it.

Travel.

While spending your refund on travel may seem a little frivolous, travel is an excellent way to spend your resources. Traveling to new places opens your eyes to new cultures and peoples and helps to broaden your perspective of the world.

Put it Toward Your Education.

Investing in yourself is one of the best investments you can make. Boost your knowledge and increase your marketability. Whether you’re looking to improve your skill set, learn a new language, or just have fun and learn something new.

Further, invest your tax refund and purchase the right insurance. Protect your loved ones with life insurance or protect your home with homeowners insurance. Contact the insurance professionals at Moser Group Inc. Located in New York, our experienced, knowledgeable staff help you meet all your personal and commercial insurance needs.