auto insurance Archives - Moser Group Insurance

06 Jul 2017

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Avoid These Distractions While On The Road!

Stop with the distracted driving and put safety first with these tips.

It’s no surprise that distracted driving is on the rise. In an ever increasing age of technology, our mobile devices go everywhere with us, including the car. From texting, to eating, to daydreaming, there are lots of ways in which your focus is taken off the road. While it may not seem like a big deal, distracted driving is incredibly dangerous. Put safety first, and check out these tips to help you stay focused on the road.

Turn Your Phone Off.

It’s no secret that texting while driving is dangerous. However, talking on your phone, even while using a Bluetooth device can be just as distracting. Avoid the risk of cellphone-related disasters all together and turn off your cellphone. You can even stow it away in the glove box until you reach your destination. That way you won’t be tempted to reach for your phone while behind the wheel.

Come Prepared.

Inputting an address into your GPS or fiddling with your wallet to pay the toll, takes your focus off the road. Avoid such distractions and prepare ahead of time. Before you leave for a new destination, set up the GPS and have your money ready before you even start your engine. That way you can rest assured that your only concern on the road is driving safely.

Enlist the Help of You Passengers.

Having other people in the car can be dangerous as a deep conversation can easily distract you from the road. However, traveling with passengers can have its advantages. Have your passengers help you turn on the radio, text, or look up directions so that you’re free to drive safely.

Use these tips to stay focused and avoid distracted driving. For added protection, invest in the right auto insurance policy. Contact the insurance professionals at Moser Group Inc. Located in New York, our experienced, knowledgeable staff will help you meet all your personal and commercial insurance needs.

29 Jun 2017

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Drive Safely All Summer Long with These Driving Safety Tips

Check out these summer driving tips to help you stay safe on the roads.

When it comes to your safety on the road, it’s important that you have the tools that you need to protect yourself. While it’s important to follow the rules of the road, sometimes there are risks specific to certain seasons. Ensure that you stay safe on the road this season with these summer driving tips.

Be Wary of the Sun

With plenty of sun this summer, it’s important to use caution while driving. Glare can reduce your ability to see the road, increasing your risk of an accident. Ensure that you use your sunshield and wear your sunglasses all summer long.

Keep Your Tires in Great Shape

Your tires take a beating. It’s important to ensure that they’re in good condition year-round. However, it’s especially important during the summer when temperatures are warmer. The summer heat paired with old tires increases your risk of a blowout. Keep your tires well maintained so that you can prevent any serious damage.

Be Mindful of the Heat

Never leave pets or kids left in the car unattended, especially during the summer. Temperatures rise quickly in your car, even with the windows rolled down, and can be lethal. Avoid a bad situation and never leave anyone in the car unattended.

Look Out for Teens

During the summer, there are more teens on the road. Their driving inexperience makes them more dangerous road companions. Ensure that you’re prepared to drive defensively so that you can stay safe all summer long.

Check out these summer driving tips to ensure that you have the tools that you need to protect yourself from harm on the road. Contact the insurance professionals at Moser Group Inc. Located in New York, our experienced, knowledgeable staff will help you meet all your personal and commercial needs.

04 May 2017

Archive, Personal Insurance mosergroup 0 comment

Stay Safe on the Road and Avoid These Common Causes of Car Accidents with These Tips

Learn about these common causes of car accidents so that you’re best able to prevent them.

Driving is dangerous. Operating heavy machinery at high speeds has the potential to cause serious damage. Car accidents are a serious threat to your safety on the road. Safe driving can help to minimize your risk of an accident. Ensure that you’re well-protected on the road with the right auto insurance coverage. Learn about these common causes of car accidents so that you’re best able to avoid them.

Speeding.

Speed limits are posted for a reason. Speeding is one of the top causes of traffic accidents. Reduce your risk of a traffic accident when you match the speed limit. Leave early so that you can avoid rushing to your destination and so you can drive safely.

Distracted Driving.

From drinking a cup of coffee while sitting in traffic to sending a quick text, when you engage in other activities while behind the wheel, you significantly increase your risk of an accident. In fact, distracted driving accounts for the highest number traffic accidents. Minimize your risk by keeping distractions to a minimum. Put your phone away, turn down the radio, and focus on driving safely.

Tailgating.

It’s important to leave plenty of room between your car and the car in front of you. Tailgating accounts for lots of accidents on the road. Ensure that you stay safe on the road when you avoid tailgating. That way you’re better able to react to threats on the road.

When it comes to your safety on the road, ensure that you practice good driving habits. Ensure that you’re secure with the right auto insurance coverage. Contact the insurance professionals at Moser Group Inc. Located in New York, our experienced, knowledgeable staff will help you meet all your personal and commercial needs.

06 Apr 2017

Archive, Personal Insurance mosergroup 0 comment

Get the Right Vehicle for Your Needs with These Tips to Help You Buy Your First Car

Find out what you need to know about buying your first car with these tips.

Buying a car is an exciting time, but it’s a big purchase. As a first-time car buyer, it’s important that you’re prepared to make your purchase. Be prepared as a first-time buyer, and check out what you need to know about buying a car with this guide.

Do Your Homework.

Before you set foot in a dealership, it’s important that you do a little research. Find out what makes and models are on the market and which features you like best. Once you’ve narrowed it down to your favorites, check the consumer ratings, crash safety reports, price points, and anything else that you think may be useful in making a decision.

Pick a Budget.

Before you get too excited about a car, it’s important to know what you can afford. Crunch the numbers and determine what you need to budget for your car. You may also want to think about car financing and see if you’re pre-approved for a car loan. When you have a set number to stick to, you’re better able to make a decision about buying a car.

Test it Out.

Once you’ve narrowed down your options, it’s important that you get a feel for the car that you’re looking to buy. Head over to the dealership to see the car and take it for a test drive. Determine how it feels so that you can decide if it’s the right car for you.

When it comes to buying your first car, ensure that you’re well prepared. Protect your new purchase with the right auto insurance. Contact the insurance professionals at Moser Group Inc. Located in New York, our experienced, knowledgeable staff will help you meet all your personal and commercial needs.

23 Mar 2017

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Determine What You Need to Know About Your Auto Insurance Rate Changes

Find out how your lifestyle changes affect your auto insurance.

As a motorist on the road, you need auto insurance. Not only do you need insurance by law, but without auto insurance, you’re vulnerable to various threats on the road. However, as your life changes, so does your auto insurance. Keep up with your auto insurance changes and learn how they may change your auto insurance rates. Here’s what you need to know.

Moving?

When you move from one place to the next, your residence influences your auto insurance premiums. Different zip codes come with different risks. For example, one zip code may have a higher instance of vandalism than another, so your premiums may be adjusted accordingly.

Teen Getting Ready to Drive?

You’re overwhelmed with plenty of emotions when your little one finally starts to drive. No matter how you feel about your teen starting to drive, it’s of the utmost importance to ensure that they’re safe on the road. When you add another person onto your auto insurance policy, expect your rates to change. This rate change doesn’t just apply to your teen driver. Whether you’re getting married or your in-laws are moving in with you, any changes to your policy change your premiums.

Buying a New Car?

Your car isn’t built to last forever. At some point, you’re going to have to buy a new car. Whether you’re buying a brand-new car or a used car, keep in mind that the type of car that you choose and the age of the car affect your auto insurance rates. From safety features to repair costs to age, consider all the necessary factors that may influence your rate when it comes to choosing your new vehicle.

Learn all about your auto insurance so that you can make sense of any changes. Get the best auto insurance, so you stay safe on the road. Contact the insurance professionals at Moser Group Inc. Located in New York, our experienced, knowledgeable staff will help you meet all your personal and commercial needs.

23 Feb 2017

Archive, Personal Insurance mosergroup 0 comment

Practice the Right Safety Measures to Keep Your Passengers Safe on the Road

Check out how you can best keep your passengers safe on the road.

Safety is a priority on the road. While it’s important that you take care to protect yourself when driving, it’s also important that you protect your passengers. Whether they’re friends, family, or acquaintances, it’s important that you take care to keep your passengers safe while they’re in the car. Use these safety measures to help keep your car as safe as can be. Here’s what you need to know.

Buy Smart.

Your first opportunity to keep your car as safe as can be comes when you’re buying it. Before you buy a car, look for a vehicle with top safety ratings. Not only should you be concerned with driver safety, but also check the safety ratings for passengers. Choose a vehicle with good safety ratings so that you can rest easy knowing that everyone is well-protected.

Seat Belt Rule.

Not only is it required by law, but it’s important that your passengers wear their seat belts at all times to stay safe. In the event of an accident, a seat belt can be a lifesaving tool. Make it a rule that all your passengers must buckle up before you start on your journey, whether it’s a road trip or a trip to the market.

Invest in the Right Equipment.

When it comes to keeping your passengers safe, it’s important that you have the right tools for passengers of all sizes, including kids. Ensure that you have the right type of car seat so that you can keep kids as safe as can be.

Find out what you need to know about safety on the road. Protect yourself and your passengers with the right auto insurance. Contact the insurance professionals at Moser Group Inc. Located in New York, our experienced, knowledgeable staff will help you meet all your personal and commercial needs.

26 Jan 2017

Archive, Personal Insurance mosergroup 0 comment

Ask These Questions Before Your Buy Auto Insurance Coverage

Find out what to ask when buying auto insurance so you get the best coverage.

Every driver needs auto insurance. Not only is it an important facet to responsible care ownership, but it’s also required by law. However, with so many coverage options, choosing a policy can be difficult. Before you choose an auto insurance policy, check out these questions to help you choose the best coverage for your needs.

What type of car do you drive?

Not all cars are created equally. Some cars pose a greater risk than others. When it comes to your insurance, consider these sorts of factors into determining the right degree of coverage. For example, if you have a type of car that’s more likely to get stolen, it’s to your benefit to purchase a little extra insurance. That way you can rest easy knowing that you’re protected.

How often do you drive?

The more time you spend on the road, the greater your risk for an accident. Therefore it’s important to pay attention to your driving habits. If you drive often, you likely need a policy with more coverage. However, if you drive seldom, then a policy with mileage-based coverage is often a wise option.

Where do you park your car?

When it comes to real estate, location is important. The same is true when it comes to parking your vehicle. If you park your car outside or in a rough neighborhood, you may need more coverage than if you were to park your car in a locked garage. Choose your insurance accordingly, so that you have enough coverage for your needs.

When buying auto insurance, choose the right coverage for your needs. Contact the insurance professionals at Moser Group Inc. Located in New York, our experienced, knowledgeable staff will help you meet all your personal and commercial needs.

15 Dec 2016

Archive, Personal Insurance mosergroup 0 comment

Check Out These Winterization Tips to Get Your Car Ready for Winter

Find out how to get your car ready for winter.

Winter is almost here, which means it’s time to get ready for winter weather. With freezing temperatures and snowy weather, it’s important that you’re prepared for the season ahead. When it comes to your safety on the road, ensure that you’re best prepared for winter. Check out these tips to help you get what you need.

Schedule Regular Maintenance.

When it comes to keeping your car in good condition, it’s important that you schedule regular maintenance. That way you can fix any issues before they get out of hand. Additionally, have your windshield wipers and headlights checked so that your vehicle can handle stormy weather.

Check Your Tires.

In wet, icy weather, it’s important that your tires have enough tread. Before you get settled into the winter months, have your tires checked. Ensure that they have the right air pressure and that there’s plenty of traction to grip the road all season long.

Keep the Gas Tank Half Full.

When it comes to driving in winter weather, it’s important that you always have enough gas to get from point A to point B. Additionally, if you get stranded, you’ll be able to run the engine to stay warm. Plus, a full tank of gas helps to keep your engine running well.

Be Prepared for Emergencies.

You never know what could happen on the road. Keep an emergency kit in your car so that you have access to the tools that you need. From flares, reflective triangles, and jumper cables to blankets, flashlights, and extra water, keep a kit full of the supplies that you need when stranded on the roadside.

Get your vehicle ready for winter so that you can stay safe on the roads. Check out these vehicle winterization tips and invest in the right auto insurance. Contact the insurance professionals at Moser Group Inc. Located in New York, our experienced, knowledgeable staff will help you meet all your personal and commercial needs.

22 Nov 2016

Archive, Personal Insurance mosergroup 0 comment

Be Ready for Your Thanksgiving Road Trip with These Tips

Road trip tips for your Thanksgiving holiday!

Thanksgiving is a time to spend with your loved ones. However, sometimes visiting your loved ones requires a bit of travel. When it comes to your Thanksgiving road trip, ensure that you’re prepared. Check out these road trip tips to help you get to your Thanksgiving destination.

Leave Early.

When traveling during the holidays, it’s important to leave plenty of time in your schedule. With unpredictable weather and lots of traffic, delays are inevitable. When you leave early, you have plenty of time to get to your destination. That way you have less reason to stress, making your journey more enjoyable.

Pack a Day Bag.

When you have a long drive ahead, it’s important that you pack the right resources. Whether you get hungry for a snack or you’re bored and need entertainment, ensure that you’re prepared. Pack plenty of healthy snacks as well as water for your journey. Additionally, bring plenty of ways to entertain yourself and your passengers. Make a playlist in advance and enjoy the ride.

Keep Emergency Supplies on Hand.

While you hope to never need roadside assistance, sometimes it can’t be helped. Keep a few supplies such as a headlamp, tools, jumper cables, and tire jack in your trunk so that you can easily access your supplies if needed. Additionally, keep supplies such as a first aid kit, flashlights, and extra blankets handy in case you’re stuck on the road for a while.

Enjoy your Thanksgiving holiday with your loved ones. Get to your destination safely and protect your vehicle with the right auto insurance. Contact the insurance professionals at Moser Group Inc. Located in New York, our experienced, knowledgeable staff will help you meet all your personal and commercial needs.

20 Oct 2016

Archive, General Articles, Personal Insurance mosergroup 0 comment

Drive Safely This Season and Avoid These Fall Driving Hazards

Look out for these fall driving dangers!

Driving is a dangerous business. However, each season brings different dangers. When it comes to your safety on the road this fall, use extra caution. From more traffic to wet weather, fall driving hazards expose you to extra danger. Check out these driving safety tips to be wary of so that you can be prepared and stay safe on the road.

Wet Weather.

As the temperatures cool and winter approaches, be prepared for more wet weather. Roads get slippery when wet, especially when it first starts raining since the water mixes with motor oil. Be careful when driving in the rain. Remember that it takes longer to stop so drive slowly and leave plenty of room to stop in between your car and the car in front of you. That way you can reduce your risk for an accident.

Leaf Litter.

Along with the cooler temperatures that fall brings come the changing of the leaves. As the trees in your neighborhood prepare for winter, remember to be wary of leaf litter. Too much leaf debris in the street can obstruct traffic lines, and they can make the roads slippery. Use caution when driving near leaves.

Wildlife.

Even in more urban areas, you may notice a few woodland creatures out and about this time of year. Fall is deer mating season. When it comes to your vehicle, even a small run-in with wildlife can be detrimental to your car as well as your psyche. Use caution when driving on the road, especially in wooded areas. Be aware of your surroundings so that you’re able to avoid an accident.

When it comes to your safety on the road this fall, invest in the right auto insurance. That way you’re protected for whatever comes your way all season long. Contact the insurance professionals at Moser Group Inc. Located in New York, our experienced, knowledgeable staff will help you meet all your personal and commercial insurance needs.

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