home insurance Archives - Moser Group Insurance

Find the right home insurance for new homeowners.

As a new homeowner, there’s lots to get excited about. From decorating your new home to making memories and establishing roots in a community, owning a home comes with its fair share of wonderful things. However, when it comes to homeownership, it’s important that you have the tools that you need to choose the right insurance policy. Use this new homeowners checklist to help you find the right coverage for your home.

Survey the Area.

Natural disasters are unpredictable. However, you can pay attention to the geography near your home. For instance, if your home is located near a body of water, you may be at risk for floods. Take stock of the potential risks that could harm your home so that you can ensure that you have the necessary insurance protection.

Inspect Your Home.

When it comes to managing your home insurance, it’s important that you keep your home in great condition. Inspect your home for any issues so that you know what to keep an eye on. That way you know what areas of your home need a little extra attention so that you can make your home updates accordingly.

Consult with Your Agent.

When it comes to choosing the right policy, your insurance agent is a big help. They can provide you the information that you need so you can make an informed decision about your coverage. Review which areas of coverage that you need so that they can find the perfect policy. Plus, your agent can help you find plenty of discounts.

Choose the right home insurance policy for your new home. That way you can rest easy knowing that you’re well protected. Contact the insurance professionals at Moser Group Inc. Located in New York, our experienced, knowledgeable staff will help you meet all your personal and commercial needs.

Keep your home secure for the weather to come with these fall home maintenance tips.

As the leaves begin to change, and the temperatures start to drop, you get ready for the start of a new season. Fall is here, and it’s time to prepare your home so that you’re ready for the cooler weather. Check out these fall home maintenance tips to help you get ready.

Roof Inspection.

It’s important that your roof is in great shape for the winter weather to come. Start your inspection process early so that you can make any necessary repairs in time for winter. Have any loose, broken, or damaged shingles repaired so that you can prevent nasty water damage in your home.

Tend to your Gutters.

When it comes to winter storms, it’s imperative that your drainage systems are working properly. Clean out your gutters and ensure that they’re securely fastened to your home. That way you can reduce your risk for water damage or ice dams come winter.

Trim your Trees.

All it takes is one storm to knock over your home’s trees to cause a significant amount of damage. Take action to prevent any tree related damages and have your trees trimmed this fall. Look out for any signs of rot and have any low hanging branches removed from around your home. That way you can prevent any disasters.

Seal Gaps.

With age, your windows and doors start to develop small gaps around them. While they may not seem like a big deal, they can affect the temperature of your home, costing you big time when it comes to your heating and energy bill. Before the temperatures get too low this season. Take stock of your home’s gaps and seal them if necessary.

Get your home ready for fall. Keep up on your home maintenance and protect your home with the right homeowner’s insurance. Contact the insurance professionals at Moser Group Inc. Located in New York, our experienced, knowledgeable staff will help you meet all your personal and commercial insurance needs.

Tag: home insurance

Use This Checklist to Get the Right Home Insurance for Your New Home