auto insurance Archives - Page 2 of 2

08 Sep 2016

Archive, General Articles, Personal Insurance mosergroup 0 comment

Keep Your Car Repairs from Disaster! Avoid these Common DIY Auto Repair Mistakes

Learn how to avoid these common DIY mistakes.

Fixing your vehicle on your own has its benefits. Not only do you feel accomplished, but you save quite a bit of money when you skip a trip to the mechanic. However, despite all the benefits, it’s important to use caution when repairing your car. Put your safety first and avoid these common DIY car repair mistakes.

Mistake: Not exercising the utmost care.

It’s important to be careful when fixing your car. If you make a mistake, it could lead to serious damage to yourself or others. When you work on your car, ensure that you take the time and the care to go through all the proper steps so that you avoid any roadside disasters.

Mistake: Forgetting to plan ahead.

Different cars have different parts. When it comes to your vehicle, you need to ensure that you have the right tools before you get started. Don’t wait until the last minute, only to realize you don’t have a triple square. Scope out your vehicle before you get started so that you can prepare all the tools you’ll need.

Mistake: Ignoring the owner’s manual.

When you ignore the advice of your vehicle’s owner’s manual, you put your safety at risk. Before you start to work on your vehicle, check to ensure that your plan abides by the manual’s recommendation.

Mistake: Buying cheap parts.

Just because you find the best deal, doesn’t mean that it’s the best option. Don’t sacrifice quality for price. Get the part that’s going to function the best and last the longest.

When it comes to your safety, remember to use caution when repairing your vehicle. Ensure that you’re as safe as can be on the road with the right auto insurance. Contact the insurance professionals at Moser Group Inc. Located in New York, our experienced, knowledgeable staff will help you meet all your personal and commercial insurance needs.

14 Jul 2016

LIfestyle, Uncategorized mosergroup 0 comment

Avoid Distracted Driving Dangers on the Road and Check Out These Tips to Stay Focused

Nix the distracted driving and put safety first with these tips.

It’s no surprise that distracted driving is on the rise. In an ever increasing age of technology, our mobile devices go everywhere with us, including the car. From texting, to eating, to daydreaming, there are lots of ways in which your focus is taken off the road. While it may not seem like a big deal, distracted driving is incredibly dangerous. Put safety first, and check out these tips to help you stay focused on the road.

Turn Your Phone Off.

It’s no secret that texting while driving is dangerous. However, talking on your phone, even while using a Bluetooth device can be just as distracting. Avoid the risk of cellphone-related disasters all together and turn off your cellphone. You can even stow it away in the glove box until you reach your destination. That way you won’t be tempted to reach for your phone while behind the wheel.

Come Prepared.

Inputting an address into your GPS or fiddling with your wallet to pay the toll, takes your focus off the road. Avoid such distractions and prepare ahead of time. Before you leave for a new destination, set up the GPS and have your money ready before you even start your engine. That way you can rest assured that your only concern on the road is driving safely.

Enlist the Help of You Passengers.

Having other people in the car can be dangerous as a deep conversation can easily distract you from the road. However, traveling with passengers can have its advantages. Have your passengers help you turn on the radio, text, or look up directions so that you’re free to drive safely.

Use these tips to stay focused and avoid distracted driving. For added protection, invest in the right auto insurance policy. Contact the insurance professionals at Moser Group Inc. Located in New York, our experienced, knowledgeable staff will help you meet all your personal and commercial insurance needs.

19 May 2016

Archive, General Articles, Personal Insurance, Uncategorized mosergroup 0 comment

Find Out How to Drive Safely to Save on Your Auto Insurance Premium

Learn how to drive safely so you can qualify for a good driver discount.

Different policies offer different discounts. Lower risk means that you’ll save more money. When it comes to your auto insurance policies, you’re likely going to save on your policy if you’re a safe driver. Safe driver discounts vary based on your insurance carrier, but they generally are offered if you avoid at-fault accidents and a clean driving record. Check out these ways that you can improve your driving to help you qualify for a good driver discount.

Abide by the Speed Limit.

The speed limit exists for a reason. The speed limit helps to keep you safe on the road. In fact, speeding is a top cause of traffic accidents. The more you speed, the more you risk an accident and a traffic ticket. Slow down and follow the speed limit.

Eliminate Distractions.

Put your phone away and turn down the music. Distracted driving is dangerous driving. Focus on driving and wait to eat, apply makeup, send a text message, or anything else.

Pull Over when Sleepy.

Drowsy driving is extremely dangerous. You’re more likely to drift when you drive sleepy which increases your risk for an accident. Get plenty of sleep and get off the road if you’re feeling sleepy.

Keep a Safe Distance.

Not only is tailgating annoying to other drivers, but it’s dangerous. When you follow too closely behind another car, you significantly increase your risk of an accident. If the car in front of you comes to a sudden stop, you could wind up kissing their bumper. Keep at least two cars’ worth of distance between you and the vehicle in front of you.

Drive Defensively.

Watch for others while on the road. While you can’t control other drivers on the road, you can control how you react to close calls. Be aware of your surroundings and curb any aggressive driving.

Maintain your Vehicle.

A well-maintained vehicle is a safer car. You’re less likely to encounter any mechanical issues while on the road. Go for regular tune ups, check your tires frequently, and keep your car well oiled. If you notice any issues with your car, bring it to a mechanic to have it checked out.

Save on your auto insurance and strive to be a good driver. Contact the insurance professionals at Moser Group Inc. Located in New York, our experienced, knowledgeable staff help you meet all your personal and commercial insurance needs.

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