Tag: business insurance

13 Oct 2016
Cyber Security Tips to Keep Your Business Well Protected

Cyber Security Tips to Keep Your Business Well Protected from Cyber Threats

Protect your business from cyber threats with these cyber security tips.  

As the world becomes increasingly digital, so does your business. Using technology in your business practices can be immensely beneficial. However, using so much technology comes with its fair share of risk. With so much sensitive data, it’s imperative that you keep it well protected. Minimize your risk for a cyber disaster, and check out these cyber security tips.

Make Frequent Updates.

When it comes to your protection systems, it’s imperative that you have the most up to date versions. As your firewall, anti-spyware, and anti-malware software find new ways to protect you, threats also evolve and find new ways to attack you. For the best, most secure protection, you need to update your software regularly.

Change Your Passwords Regularly.

Your passwords help to keep you safe. However, passwords can be broken. When it comes to your passwords, ensure that they’re varied and that you change them every three months. No account should have the same password. Additionally, it’s imperative that you create a strong password with plenty of special characters, a combination of uppercase and lowercase letters, and numbers. That way it’s harder to hack, and your passwords will be more secure.

Toss Old Information.

The longer you hold on to sensitive information like client payment information or old employee tax records, the more risk you have of leaking confidential information. Don’t expose your business to unnecessary cyber liability. Review which items that you need to keep and which ones you can toss. Get rid of the ones that you can eliminate so that you can help reduce your risk for a data breach.

Keep your business safe from a cyber disaster with the right cyber liability insurance and these tips to reduce your risk. Contact the insurance professionals at Moser Group Inc. Located in New York, our experienced, knowledgeable staff will help you meet all your personal and commercial insurance needs.

21 Jul 2016
Ways Your Business Can Go Green & Save Money

Check Out These Ways Your Business Can Go Green & Save Money!

Implement environmentally sustainable practices into your business to save money.

Going green has its benefits. Not only does it help to improve your business image and support environmental conservation efforts, but they can help your business to save quite a bit of money. Help your business incorporate more environmentally sustainable business practices. Check out these ways that you can go green at the office.

Switch Out Your Light Fixtures.

Nowadays you can save energy just by switching out your light bulbs. Traditional bulbs have been remodeled. Compact fluorescent bulbs use significantly less energy to light up your workspace. Plus, they last longer too. That means you’ll have a lower energy bill and will have to change the bulbs less frequently.

Upgrade to Energy Efficient Appliances.

You’re sure to have an appliance or two when it comes to your office space. The next time you need to replace an appliance, get an Energy Star-approved appliance. That way your machines will be more efficient, which will help you to save time and money.

Use Less Paper.

Technology has made great progress in the past few decades. Move your company’s focus to a more digital business practice. That way you’ll use less paper, which means you’ll be spending less money on materials. If you absolutely must use paper, try switching to post-consumer waste (PCW) brands so that you can be sure that they are recycled.

Encourage Telecommunication.

Working from home is easier than ever. Not only is it an added perk for employees, but it helps the environment and saves you money. Letting your employees telecommute means that they won’t have to drive to the office, which helps to reduce contributions to air pollution. Additionally, you won’t have to pay to keep your office open. Therefore, you can save money on your utility bills. It’s a win-win-win!

When it comes to your business practices, go green. They’ll help to improve your business and save you money. Don’t forget to protect your business with the right business insurance. Contact the insurance professionals at Moser Group Inc. Located in New York, our experienced, knowledgeable staff will help you meet all your personal and commercial insurance needs.

09 Jun 2016
How to Save on Your Business Insurance Costs

Find Out How to Save on Your Business Insurance Costs

Learn how to save on your business insurance costs.

Protecting your business is one of the smartest moves you can make as a business owner. However, with all the different types of insurance, getting the coverage you need can be expensive. Check out these ways to save on your business insurance costs.

Bundling.

Chances are you likely need more than one policy to safeguard your business. Rather than taking out two separate policies at two different institutions, buy all your policies from the same insurer. Since your bringing more business to the company, you may qualify for a discount. Just remember to crunch all the numbers before making the switch.

Increasing Your Deductible.

Insurance is a safeguard to protect you in case something happens. However, most of us aren’t regularly filing a claim with our insurance companies. That means we pay more for peace of mind. However, if you’re comfortable with paying a higher deductible, you could save on your monthly insurance premium. Just keep in mind if you do need to file a claim, you will have to pay more before your policy takes effect.

Take Preventative Measures.

Reduce your risk of having an accident by implementing safety practices in your workplace. Create a business continuity plan, be prepared for disasters, and keep up on your building maintenance. When you have a lower risk of experiencing damage, you avoid expensive losses.

Conduct an Annual Review.

Meet with your insurance agent regularly. Review your coverage at least annually so that you can verify that you still have the coverage that you need. Talk about what’s essential and whether or not you can tweak your policy. Your agent might just be able to help you find ways to save.

Reduce your business insurance costs with help from the right agency. Contact the insurance professionals at Moser Group Inc. Located in New York, our experienced, knowledgeable staff help you meet all your personal and commercial insurance needs.