Tag: commercial liability insurance

12 Jan 2017
Tips to Lower Your Risk for Slips & Falls On Commercial Property

Lower Your Risk for Slips & Falls on Your Commercial Property This Season with These Tips

Reduce your risk for slips and falls this winter.

Winter is here and along with it comes nasty winter weather. Snow and ice can pose serious safety hazards when it comes to your commercial property. Implement the necessary safety precautions so that you’re best able to keep your employees and customers safe. Check out what you need to know about these fall prevention tips for winter.

Create a Plan of Action.

It’s important to be prepared. Outline your policy and procedure for handling winter weather so that you’re ready when the time comes. Set parameters so that everyone is on the same page when it comes to salting walkways and laying out carpets at entrances.

Keep Track of the Weather.

The weather is unpredictable. However, when the weather changes quickly, it’s important that you’re ready. Regularly monitor the weather so that you can take action when the time comes. That way you increase your chances of keeping employees and visitors safe while on your property.

Record Prevention Activities.

Make it a standard practice to write down what measures were taken to prevent any accidents. Include the name of the individual that carried out the action as well as what action was performed along with the weather conditions, time, date, and any special notes. That way you can keep track of your prevention measures.

Be Mindful of Procedures.

When it comes to your precautionary measures, ensure that they’re done properly. Consider issues that may arise such as refreezing or snow piles that may obstruct walkways or visibility. That way you can increase safety on your commercial property.

When it comes to keeping your commercial property secure during the winter, ensure that you implement the right safety precautions. Invest in the right commercial liability insurance to keep your business safe all year long. Contact the insurance professionals at Moser Group Inc. Located in New York, our experienced, knowledgeable staff will help you meet all your personal and commercial needs.

12 May 2016
How to Safeguard Your Business From Multi-Million-Dollar Lawsuits

How to Safeguard Your Business From Multi-Million-Dollar Lawsuits

Protect your business from costly lawsuits with commercial liability insurance!

Lawsuits have become a part of American culture. They’ve become an everyday occurrence. However, a lawsuit can be detrimental to the survival of your business. From legal fees to medical bills to settlements, lawsuit expenses can add up. That’s where commercial liability insurance comes in. Protect your small business with the liability insurance and check out these common business lawsuits.

Discrimination.

Federal law prohibits employers to discriminate against their employees, or anyone with whom they conduct business. In terms of employee discrimination an employer mustn’t discriminate, harass, retaliate, or wrongfully terminate an employee due to a person’s characteristic such as gender, race, religion, age, disability or any other defining characteristic. Additionally, businesses may not discriminate against anyone that the company conducts business with, from vendors to customers to suppliers. Stress the importance of discrimination avoidance to reduce your risk of a lawsuit.

Wage Violations.

It’s important to pay a fair wage to your employees. Federal law, state law, and local law, all weigh in on how you’re required to pay your employees. Avoid any wage law issues and read up on your local laws so that your employees are paid fairly.

Breach of Contract.

Contracts outline an agreement between parties. Once you sign a contract, they’re legally binding agreements. If you fail to meet the terms of the contract, then you could be at risk for a lawsuit. It’s important to stick to your business agreements. If a problem arises, seek legal advice and avoid a breach of contracts. Keep in mind that your liability insurance generally won’t cover lawsuits pertaining to breach of contracts.

Get the commercial liability insurance that you need to protect your business. Contact the insurance professionals at Moser Group Inc. Located in New York, our experienced, knowledgeable staff help you meet all your personal and commercial insurance needs.