small business Archives - Moser Group Insurance

16 Feb 2017

Archive, Commercial Insurance mosergroup 0 comment

Small Business Tax Tips for Making Filing Your Taxes Easier

Use these tax tips to get your small business taxes in order.

Tax time is right around the corner. Soon you’ll need to file your income taxes, but getting all your documents in order can be stressful. Beat the stress and get the help that you need with the right tax tips. Check out these tips for small businesses so that your tax filing runs smoothly.

Keep Record of Your Business Expenses.

It’s important that you keep track of all your business expenses so that you can properly file your taxes. Ensure that you give yourself plenty of time when it comes to getting all your documents in order so that you have time to correct any mistakes at the last minute, and so that you can review your work. To make the process all the easier for the coming year, ensure that you use a reliable accounting system to keep your expenses in order.

Gather All Your Deductions.

With so many types of deductions available to you, it’s important that you keep track. Get all your deductions in order so that you’re ready to file your taxes. From healthcare costs to educational expenses to philanthropic donations, maximize your deductions so that you get the greatest returns on your taxes.

Hire a Professional.

It’s important that you keep track of how much you owe in taxes. That way, when you’re ready to file, there aren’t any surprises. However, keeping track of your taxes is a big job. In fact, it’s so complex that often professional help is needed. Consult with an accountant to help you get the most from your taxes.

When it comes to your business taxes, ensure that you have all the tools that you need to stay organized. As you organize your taxes, organize your commercial insurance policies. Contact the insurance professionals at Moser Group Inc. Located in New York, our experienced, knowledgeable staff will help you meet all your personal and commercial needs.

02 Feb 2017

Archive, Commercial Insurance mosergroup 0 comment

Compare Your Insurance Quotes so You Get the Best Business Insurance Coverage

Learn how to get the best small business insurance with these tips.

When it comes to your business, it’s important that you have the right insurance coverage. That way you have the protection that you need in the event of a disaster. However, when it comes to choosing the right policy, you must compare policies to get the best price. Check out these tips to help you get the best commercial insurance for your business.

Look at Your Current Policy.

It’s important that you have the right tools to protect your business. When searching for a new policy, it’s important to consider your old policy. That way you can identify areas that need improvement. Once you determine where your present policy lacks the coverage you need, you’re better apt to choose a policy that gives you better insurance.

Give Yourself Wiggle Room.

As your business continues to grow, it’s important that you choose a policy that can weather the changes of your business. That way you can rest easy knowing that you’re well-protected. When comparing insurance quotes, check to see what sorts of coverages each policy offers so that you can make the best decision for your company.

Think Value, Not Cost.

When it comes to choosing a policy, many of us look for the lowest price. However, when it comes to comparing insurance quotes, it’s important to look at how far your money goes. Choose the policy that gives you the most bang for your buck. Look at the amount of coverage that you get for the price, so that you know you’re well-protected.

Get the commercial insurance coverage that you need for your small business. Contact the insurance professionals at Moser Group Inc. Located in New York, our experienced, knowledgeable staff will help you meet all your personal and commercial needs.

18 Aug 2016

Archive, General Articles mosergroup 0 comment

Find Out How to Determine Your Business Interruption Insurance Coverage Needs

Learn how to evaluate your business interruption coverage.

When disaster strikes, it can be detrimental to your business. Damage left behind can force your company to close its doors temporarily. However, a temporary closure packs a bigger punch when it comes to your small business. Protect your business from harm and invest in business interruption insurance. Learn what you should consider as you get ready to invest in a policy.

Industry Needs:

When considering whether or not to purchase business interruption insurance, think about your industry demands. Since every industry is different, you have different coverage needs. For example, a tech company may require more cyber support while a clothing store may need more coverage for your merchandise. Evaluate what type of insurance your business needs so that you can supply it with the right coverage.

Coverage Limits:

In addition to determining what type of insurance you need, you also need to figure out how much coverage that you need. Evaluate how long it would take your business to get back on its feet and adjust your coverage accordingly.

Financial Situation:

Your business interruption insurance is intended to keep your business afloat after a disaster. You need to evaluate your total business expenses when it comes to figuring out how much coverage you need. Look at your regular operating costs and factor in expenses to rebuild your business from the ground up. That way you can rest easy knowing that your business is well protected.

Protect your business with the right business interruption insurance coverage. Contact the insurance professionals at Moser Group Inc. Located in New York, our experienced, knowledgeable staff will help you meet all your personal and commercial insurance needs.