Category: Local Events

07 Jul 2016
Why You Need Event Insurance for All Your Summer Occasions

Hosting a Special Event this Summer? Check Out Why You Need Event Insurance

Protect your special events with the right insurance.

Along with the warm, sunny weather, summer brings a variety of activities and events. From weddings to outdoor concerts to company barbecues, hosting an event this summer is exciting. However, it also comes with lots of responsibility. You need event insurance to keep your event well protected. Check out why you need event insurance for all your summertime special occasions.

Liability Risk.

Hosting an event comes with enormous responsibility. If anything goes wrong, you’re the go-to person. From property damage to injuries, you could be liable as the event host. Fortunately, event insurance can give you the necessary coverage to help offset expensive legal fees and medical bills. Additionally, if you’re planning on serving alcohol at your event, you want all your bases covered. Bartenders and caterers don’t always have the insurance that they should. Invest in an added liquor liability policy to protect yourself from any issues down the line.


Life doesn’t always go to plan. For one reason or another, you may have to cancel your event. However, if you’re too close to the date of the event, it may be too late to get your deposits back. That’s where event insurance comes in. It can help to reimburse you for lost monies due to a cancellation.

Workers’ Compensation.

You can’t host an event without a well-trained staff. With lots of lifting heavy objects and climbing ladders to hang decorations, the event staff has a dangerous job. Give them the protection that they need, and invest in an event insurance policy. In some cases, it can help to give event staff the workers’ compensation they need to get the right medical treatment.

Keep your summertime occasions running smoothly with the right event insurance. Contact the insurance professionals at Moser Group Inc. Located in New York, our experienced, knowledgeable staff will help you meet all your personal and commercial insurance needs.